The conclusion:
I pumped the excess coolant out of the under-engine fiberglass pan; about a quart. No signs of a leak, though. It was there when I bought the boat, I think a spill that was never cleaned. Apparently this can happen if you open the engine expansion tank cap once the higher remote tank is filled.
I opened the remote tank, and it was empty. The cap was wrong, too, a 13psi pressure cap that should be 7psi. I pumped in about 1 gal. to fill it, and also added to the overflow tank to the correct level.
Now I have hot water!
The bad news is there's a weeping leak from the remote tank. It's only a very small dribble. Of course, since it's Westerbeke, it's a $449 part! My plan is to bypass it with a piece of pipe and hose barbs temporarily so I can remove it to repair it - either JB Weld, or real aluminum welding.
http://discountmarinesource.com/sto...oNIgQny3_5zJXEcQkl0TFWuLqxxH7p6RoCXGQQAvD_BwE