Well now. With everything complete, the moment everyone has been waiting for, final cost as promised. I start by saying I hate to be right all the time but, but, wait for it, ddddddddddddddddddddddddddddddddddddddddd 23,000 US Dollars. So what does this mean? With new sails and everything else contained herein YOT is a complete recycling job. 3 times the acquisition cost as projected in the beginning. In comparison a 5 year old Hunter 27 will set you back about 45,000 and a new one just over 60,000. Now insurance. Declared value is the buzz word here. It is of no use to go through this and have it totaled for a few thousand in damage. Check with your agent. Don't accept the value assigned by insurance companies. Very often they are grossly low as some have found out with minor damage resulting in the boat being totaled for minor damage. The value is highly negotiable. A new old boat that you plan on keeping has value in it's utility to you regardless of the market.