You can put an arch on any boat. For all the stuff you're looking for, $100k won't do it ... especially with a 45 ft vessel where a complete suit of sails, modern electronics, a good tender, a quality wind vane, heavy ground tackle, new rigging, etc. will eat up half that budget in a heartbeat. You must also consider functional things... like will your cockpit drain overboard, rather than inside the cabin, if you get pooped? How safe is it to go forward at night in heavy weather. How reliable is the auxiliary motor (yeah, yeah, I know, think you won't use it..... but what if you actually need it to get out of trouble) Do you have enough proper ground tackle to survive a hurricane? You got to think about that stuff.... not whether you use an asymmetrical or not it's irrelevant. If you want to see a well founded offshore cruiser.... look up Amel Super Maramu https://www.boats.com/reviews/amel-super-maramu-a-cruising-system/
http://www.williamsandsmithells.com/used-boat/?BoatID=4039519
At the other end of the spectrum I suggest you read the book "Long Distance Cruising" by Bobby Schenk, or.... anything by Lin and Larry Pardey.
http://www.williamsandsmithells.com/used-boat/?BoatID=4039519
At the other end of the spectrum I suggest you read the book "Long Distance Cruising" by Bobby Schenk, or.... anything by Lin and Larry Pardey.