The primary winches on a 41 foot boat are regularly loaded 1/2 ton or more, two pawls the size of a nickel, stuck in a pocket keep them from releasing catastrophically. Leaning over a winch cranking up a halyard and tensioning it to hundreds of pounds you expect that it will not release and windmill your hands, arms and ribs.
The purpose of regular field stripping, cleaning and lubricating your winches is to confirm your assumptions regarding their state of repair. A few years ago Maine Sail posted a long thread here documenting the failure of Lewmar Ocean series winch pawls. My Lewmar 44 model cabin top winches. Pawls were literally falling out of their gear pockets. What was even more troubling was that he was servicing them annually himself. The severe wear developed unexpectedly and had the real potential for catastrophic release. There are several paths to winch failure; dirt, neglected maintenance, stuck pawls, worn pawls, gear wear. Something got ahead of him, and not much does, he is very thorough.
Some of the racer boys in my marina rebuild their winches every few weeks and I have heard stories of relatively fast pawl wear, so it depends on the hours on your winch. But you are not going to know if you don’t take them apart and inspect the wear parts. Even if all you do inspect, wipe off/grease the gears and wash/re-oil the pawls it is an important boat maintenance. Inspect the wear on your pawls, test the springs and make sure the pawls snap crisply out of their pockets.