If you've got antifreeze (indirect cooling), it doesn't matter if you're in lake or ocean water, they never touch.
@thinwater has posted about the risk of chloride contamination in coolant,
If you've got chloride contamination in your coolant, that's the least of your worries. Where is the cross connection is occuring and how do you correct it is the much bigger worry when it occurs.
If you don't know when it was last changed, change it now so you know its condition from the get go. If you're OCD like many of us, use distilled water to avoid scale build up. After that, every few years is good.
Sounds like you're getting the yard to change the AF at a horrendous price. Give it a try and get in there and do it yourself, only requires a grade four reform school education to change the AF.
1. Drain the old antifreeze into a bottle and save.
2. Make up an amount of new 50/50 AF using distilled water and equal to the amount of old AF you removed.
3. Pour back into the heat exchanger and try to insert all of the new AF. Any you can't jam back in represents air in your system.
4. Run the engine at the dock to get rid of any air and fill the system to the top with left over AF and make up a 1 liter plastic bottle of 50/50 AF and carry on board.
Total price less that $20.00