Am I correct to infer from these comments that marinas don’t generally require you to sign a rental contract which stipulates you agree to indemnify the marina?
They do require it. But—a in recent case I witnessed where a couple of dock fingers were damaged, along with a few boats, by a tenet’s run-away powerboat, the City had to sue for damages to its dock. The guy’s insurance company filed a Limitation suit (Plaintiff-in-Limitation) to get him, and the insurance company, off. The City has settled, but that guy is still in the marina. So, what are these “agreements” really worth? Who is taking them seriously?Am I correct to infer from these comments that marinas don’t generally require you to sign a rental contract which stipulates you agree to indemnify the marina?
When you get out to Boat C and perhaps even D or E which is not hard to imagine it's easy to get past 300K. On a longer dock it'll be tough to get to the other side of the inferno to knock it down.The $300K would not have work quite that hard, perhaps. Boat A, where the fire starts, has its own hull insurance up to the policy limit. Boat B‘s insurance company gets a crack at the $300K of liability, but only after the marina gets its settlement, say $50-100K. Two hundred grand to the “victim” if Boat A’s insurance actually “pays off.“ That is probably less than the full replacement cost of any boat over 30-34 ft these days, so boat B’s adjuster “pressures“ the owner to total out the boat, etc. @ current value and take the money that’s “in hand.” So, it could be enough, although $500K is the better cushion, clearly .
This is pretty standard here. When requesting a slip the club will ask to see the club members ID card, a copy of the registration to ensure the boat is registered to the club member asking for the slip and the declaration page of the insurance policy for the boat. Easy way to do it is have pictures of them on a cell phone and just email or text them to the club as you are on the way. Most have upped the requirement from 300K to at least 500k a few are at 1mil. The difference in price for the liability insurance is pretty minor and worth it to protect your assets.I visited the Nanaimo Yacht Club docks in 2013 as a reciprocal while on charter. They required 1 million CAD liability just to tie up for the night. Being on a charter yacht out of Vancouver, I had no idea what its liability coverage was, and had never heard of a requirement so high. So, I sort of sand-bagged my way through registration by explaining the situation, and they did not see fit to ask me to produce an insurance binder, etc.; which who knows what about that? It’s a bit inconvenient to find out this kind of stuff at 1700 traveling in an entourage of four sailboats expecting to to overnight there.
Thanks. But I was on a chartered boat, first night out. I’d think the charter company would have papers to cover its entire fleet, etc., but in any event I was not the owner, so the boat would not be registered to me. My charter contract did not include a declarations page, or other information, as to the liability amount, etc. I just made the case that a charter company would likely carrry the amounts required for their charter customers to visit marinas and yacht clubs in the area, etc. First time I encountered that situation on a chartered boat but I usually anchor out when on charter in Canada. I should have asked the NYC when I made arrangements to come there.This is pretty standard here. When requesting a slip the club will ask to see the club members ID card, a copy of the registration to ensure the boat is registered to the club member asking for the slip and the declaration page of the insurance policy for the boat. Easy way to do it is have pictures of them on a cell phone and just email or text them to the club as you are on the way. Most have upped the requirement from 300K to at least 500k a few are at 1mil. The difference in price for the liability insurance is pretty minor and worth it to protect your assets.
Seems like a patch-work quilt here in Southern California. I think the most prepared thing would be to carry the $500K liability, at least while traveling if your home marina does not already require it, so you don’t get surprised by not having enough to get a transient slip if any contrary rules are strictly enforced.I have been in 4 marinas so far.
1. Chula Vista South Marina - Required $300K, marina added to ins., recent survey.
2. Navy Submarine Base - Required $300K and marina added to ins., no survey required.
3. Oceanside Harbor - $300K, marina added to ins, tri annual inspection, no survey required.
4. Marine Corps Base Marina (current), $300K, marina added to ins., just started inspection but not sure when next one will be.
Overall it hasn't been too bad. I did visit Dana Point Marina and I think they required proof of ins and registration before giving me a guess slip, but I didn't have to add them.
Now the title says restrictions on boat use. In my current marina we do have restrictions on use. The Marines can close the marina whenever they want to. This includes private boats. The Marines do a lot of amphibious training in the boat basin to include scuba and landing craft. A few times I have been advised of "divers in the water" and to be careful. The divers are attached to floats so we know where they are.
When I had the E-28+ at Blaine, Wash. they wanted $3 million liability which I still carry on this boat. Out of water survey required every 5 years.
Great question!!.............In addition, to the remarks above our marina wants to see a current photo of your boa, your driver's license, Waitlist Application, signed rental agreement, signed payment form, first month's rent and one month deposit, current California DMV Vessel Registration OR USCG Documentation, co owner application, signed rules, certificate of insurance naming the marina as an additional insured ($300,000, albeit I maintain $500,000 typical of other SF Bay marinas), Authorization Agreement for Preauthorized Payment, signed access agreement and Written Authorization from marina office that vessel is cleared for entry onto their property. Their rules only allow 6 nights per month, nothing stored on the docks (no dock boxes provided) except steps without chemicals stored under them..............I’d be interested in hearing what “restrictions“ and requirements you have encountered in the form of marina rules prior to moving in. ........
Not sure why...our marina wants to see a current photo of your boa
I am on the dock committee in my housing developement , so helped re-write the rules. On the "marine" power cord I had them include that it must be rated for whatever the amperage of the outlet is. Many people plug in a household cord for a battery charger or heater into a 30-amp twist lock.Three more marina restrictions at my marina in the SF Bay:
1. Electrical Power and Water: Electricity and water are provided for your convenience. While not aboard, however, the electric power is NOT to be used for cabin heaters, refrigerators and water heaters. Your electrical cord must be a marine grade.
2. Maintenance and Care in Berthing: All vessels shall be berthed with proper care and lines are kept in such condition as to meet with the approval of the Harbor Master. In the event that lines are no so maintained, the Harbor Master may supply lines and/or fittings necessary at vessel owner’s expense.
3. Living on Vessels: Without written approval of the Harbor Master, no vessel may be used as a residence. Vessels may be used for eating and sleeping purposes for a period not to exceed 6 days per month, providing the shore-side sanitary facilities are used (since my marina does not have a pump-out station and the closest one is 30 minutes away).