Backwards. Sailing with heel REDUCES wetted surface, does not increase it.Most daysailors are more flat on the bottom of the hulls vs. V shaped. I am now speaking in layman's terms. The less wetted surface the better for sailing. Thus if heeling too much you had more wetted surface in the water thus slowing down a boat not to mention the safety issue and scaring the heck out of anyone going sailing with you. To end this, you sailed slower so the phrase from me, sail faster with less heel was suggested.
OK, so this is for everyone but Dave. ;^)Jackdaw; The biggest thing with that boat is not to heel over 12-14 degrees and that was experience talking to me on sailing the boat. As for this boat we can agree to disagree on wetted surface but that was the general conclusion of others and I am specifying this boat.