To say that lightning does not act like normal electricity is a pretty bold statement.
As a scientific statement perhaps but not in terms of the practical issues we are discussing here. It's matter of scale. In everyday life, we deal with electricity that makes 90 degree turns and runs around coils. We don't see lightning's huge "inertia" that will make it jump off a conductor the turns too tightly.
Boats like Maine Sail's have everything fried when they weren't even struck directly. If the energy field of the flow can radiate that far out, almost no path it takes down your rigging or other controlled ground is going to insure against similar damage. He was telling me the other day about talking to a marina in Florida that has a lot of strikes due to their location. They have seen every proprietary protection system on the market wiped out at one time or another.
It's been said that the only predictable thing about sharks is that they are un-predictable. I was watching a TV show about lighting the other night which said much the same thing about it. Interesting new research has revealed that lighting bolt create large bursts of gamma rays and other radiation. Some after effects of strikes and close strikes on people, they now realize, are actually radiation poisoning. Future treatment may be improved by understanding this.
The one thing you probably can rely on is a Faraday's cage. The Empire State Building with it's massive and complete grounded steel frame and the complete shells of cars provide this effect. That dedicated low path resistance to ground needs to be a shell. The rigging of a sailboat sort of but the gaps are too large for it to be effective in protecting electronics. Ben Franklin style lighting protection keeps buildings from catching fire but doesn't protect computers and other modern electronics.