I related my adventure over the 4th so Labor day Weekend I hoped for no adventures. No so. Coming down the same river, I look at the (M12 Universal) engine temp gauge (been doing that a lot since my 4th July adventure) and holy smokes, it's pegged!. Could not believe my eyes! Open the engine compartment and a plume of smoke, not holy looking at all. We were motor sailing near the river end narrow channel and so I shut down and the wife takes the helm. Did not take long to see the belt had broken. I had a new one on board, but of course the adjuster bolt was seized and I did not want to shear it off.. I cheated.... Was able to force the new belt on, started the engine back up but the fresh water circulating pump pulley was not turning so shut down again and got a very expensive tow back home. Back at the dock, I tried a re-start and it ran, this time that pulley turning but again with a big squeaking sound. The belt was very tight, maybe too tight (or do I likely have more serious damage?) At all times I had good water flow out the exhaust. Thoughts? Should I try getting the adjuster loose, adjust belt to 1" drop and see what happens or am I a dead duck more than likely?