jssailem
SBO Weather and Forecasting Forum Jim & John
- Oct 22, 2014
- 21,913
Thetone,
It sounds like you contacted the offending boat owners insurance company and got the brush off. That is what they do.
Your insurance company will not help due to the Liability only coverage.
So go direct to the boat owner. Tell him you’ve been damaged. Give him the cost estimate including your loss of use. And get his response. Maybe he’ll step up and pay or negotiate. Maybe he’ll blow you off. If the latter seems you can go to small claims to get $2,500 (Rhode Island limits). Or you go to court for a larger settlement. You’ll need to be able to argue why the boat owner owes you payment. This my influence the boat owner to get his insurance company involved.
Then it will be based on the strength your argument
It sounds like you contacted the offending boat owners insurance company and got the brush off. That is what they do.
Your insurance company will not help due to the Liability only coverage.
So go direct to the boat owner. Tell him you’ve been damaged. Give him the cost estimate including your loss of use. And get his response. Maybe he’ll step up and pay or negotiate. Maybe he’ll blow you off. If the latter seems you can go to small claims to get $2,500 (Rhode Island limits). Or you go to court for a larger settlement. You’ll need to be able to argue why the boat owner owes you payment. This my influence the boat owner to get his insurance company involved.
Then it will be based on the strength your argument