Jumping in a little late: But impressions are that if you do need to maintain your elevated boom height so that it clears the bimini, you are going to have a hard time getting the existing sail to work. Looking at your photos, the luff is just too long for you to tension. (And the droopy boom look just might possibly detract from the fine Catalina design?). One option would be just to rig the sail permanently at your existing reef point. However that would sacrifice some performance on typical sailing days in light wind.
Alternatively, have you considered looking for a second hand sail that has your "new" luff length? One that also has your current sail's foot length (which by your pictures might be on the cusp of being too long?) If the second-hand sail otherwise looks good, and you aren't racing, the foot can even be up to 6-9" inches less. Won't make that much difference for recreational sailing. Second hand sails can be found in many on line stores such as this link: http://secondwindsails.com/used-sails-main-1.php. Second hand could be an affordable option if the used sail has those second reef points you are considering. The total might not cost all that more than modifying your current sail ... ?
Alternatively, have you considered looking for a second hand sail that has your "new" luff length? One that also has your current sail's foot length (which by your pictures might be on the cusp of being too long?) If the second-hand sail otherwise looks good, and you aren't racing, the foot can even be up to 6-9" inches less. Won't make that much difference for recreational sailing. Second hand sails can be found in many on line stores such as this link: http://secondwindsails.com/used-sails-main-1.php. Second hand could be an affordable option if the used sail has those second reef points you are considering. The total might not cost all that more than modifying your current sail ... ?