The Bank Manager ver 3

Sep 8, 2025
80
Bayfield 36 Lewisporte
I, like many others, would one day like to have a combination of 1 x Lead Acid Batt for starting and 2 x LiFePo batteries for house power. Of course it seems keeping the alternator happy with that setup is an issue. I've been watching this video about the "Bank Manager" and it sounds quite cool (about $1,000CDN) for it and seems to solve the problem. Anyone have it or know about it?

 
Jan 11, 2014
13,308
Sabre 362 113 Fair Haven, NY
I can think of no reason to put LA and LFP batteries into the same bank. If this was really a good idea, he'd have competition or the big companies would be producing similar products. When I installed LFP in my boat, I did look at his black box and decided it certainly wasn't worth the money.

Most boats that have LFP house banks also have a LA battery for an emergency/start bank. Setting that system up is pretty simple it only requires a DC to DC charger and some cabling changes. A Victron 18a 12v DC to DC charger can be had through Amazon for about $160 USD.

The link below shows how to set up a simple and economical LFP bank. It does have a few limitations and doesn't take full advantage of LFP's charge acceptance rate, but it works and is considerably more affordable.

 
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Sep 8, 2025
80
Bayfield 36 Lewisporte
I can think of no reason to put LA and LFP batteries into the same bank. If this was really a good idea, he'd have competition or the big companies would be producing similar products. When I installed LFP in my boat, I did look at his black box and decided it certainly wasn't worth the money.

Most boats that have LFP house banks also have a LA battery for an emergency/start bank. Setting that system up is pretty simple it only requires a DC to DC charger and some cabling changes. A Victron 18a 12v DC to DC charger can be had through Amazon for about $160 USD.

The link below shows how to set up a simple and economical LFP bank. It does have a few limitations and doesn't take full advantage of LFP's charge acceptance rate, but it works and is considerably more affordable.

Thanks Dave. I always simpler :)
 
May 17, 2004
5,830
Beneteau Oceanis 37 Havre de Grace
The Bank Manager is more targeted to having one large bank with both lead and lithium, rather than your plan to have one lead start bank and one lithium house bank. Having it all as one bank introduces lots of challenges and that’s where the Bank Manager tries to close the gap. Having separate start and house banks is generally a better setup, and probably easier to pass ABYC muster, especially if you follow the Marine How To link Dave sent.
 
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Jan 11, 2014
13,308
Sabre 362 113 Fair Haven, NY
With any battery bank the critical characteristic is the capacity, typically expressed in amphours. After determining how much capacity you need, look at the space available and choose the battery size.

I'm not sure what a Mini is, I assume it is a low capacity battery because in general the bigger the individual cell is, the more ah it contains. Sort of like comparing a AA battery with a D cell, both put out 1.5v but the D cell is larger and has more capacity.
 
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Nov 21, 2012
789
Momentarily Boatless Port Ludlow, WA
I can think of no reason to put LA and LFP batteries into the same bank.
The theory behind installing an FLA battery in paralllel with the LFP house bank is that it will protect the alternator in case the LFP bank disconnects unexpectedly. The FLA battery absorbs the potential voltage spike, saving the alternator diodes from damage.

I make no claim that this is a preferred solution, because it isn't. Program your charge sources properly and your risk is low (but never zero).
 
Sep 8, 2025
80
Bayfield 36 Lewisporte
The theory behind installing an FLA battery in paralllel with the LFP house bank is that it will protect the alternator in case the LFP bank disconnects unexpectedly. The FLA battery absorbs the potential voltage spike, saving the alternator diodes from damage.

I make no claim that this is a preferred solution, because it isn't. Program your charge sources properly and your risk is low (but never zero).
Doesn't the Dc to DC charger prevent that spike from harming the alternator?
 
May 17, 2004
5,830
Beneteau Oceanis 37 Havre de Grace
Doesn't the Dc to DC charger prevent that spike from harming the alternator?
The typical use of the DC to DC is to connect the start bank to the alternator directly, and then charge the lithium with the DC-DC. This setup does protect the alternator, but it limits your lithium charge rate to the size of the DC-DC (most commonly 50A). The alternative is to connect the lithium straight to the alternator. In that case a BMS shutdown could kill the alternator unless there is lead in parallel. But putting the lead in parallel creates new challenges like some of the ones the Bank Manager says it helps with. Instead of putting lead in parallel you could also properly configure the charging sources, and use an alternator regulator that can communicate with the BMS.
 
Jan 11, 2014
13,308
Sabre 362 113 Fair Haven, NY
So I guess your looking at an external regulator....or is the DC to DC converter basically the same thing?
The regulator controls the field current to the alternator. The higher the field current the higher the alternator's output. Some alternators have built in regulators, others use external regulators. The advantage to an external regulator is the ability to program the regulator to match the batteries charging profile and to adjust the alternator's output based on battery type, alternator temperature, engine speed and other variables.

A DC to DC charger is just a battery charger that uses DC rather than AC. Like a good smart AC charger the DC-DC charger can be programmed to match the battery's charging profile.
 
Jun 21, 2004
3,034
Beneteau 343 Slidell, LA
So, I have a Yanmar / Hitachi 60 amp, internally regulated alternator. Would it be effective & safe to use the FLA start bank and DC/DC charger to charge a 300 amp LFP house bank without replacing the alternator to a higher output model that is externally regulated?
 
Jan 11, 2014
13,308
Sabre 362 113 Fair Haven, NY
So, I have a Yanmar / Hitachi 60 amp, internally regulated alternator. Would it be effective & safe to use the FLA start bank and DC/DC charger to charge a 300 amp LFP house bank without replacing the alternator to a higher output model that is externally regulated?
Yes, you can do this and it may be the right solution for you. However, realistically you'll be limited to about 30a of charging to 300ah bank. The 30a limit is my guess because the Hitachi alternators ramp down the output to protect the alternator. If you motor a lot or frequently return to a marina and shore power you'd probably be OK depending on your power needs and consumptions. Adding 300 to 400 watts of solar would help extend the time between shore power charging.
 
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Jun 21, 2004
3,034
Beneteau 343 Slidell, LA
Yes, you can do this and it may be the right solution for you. However, realistically you'll be limited to about 30a of charging to 300ah bank. The 30a limit is my guess because the Hitachi alternators ramp down the output to protect the alternator.
Thanks Dave. That was my understanding that the Hitachi alternator produces approximately 50% of its rated output once it reaches operational temperature. I can foresee a Balmar 100 amp alternator with external regulation in the future.
 
Jan 11, 2014
13,308
Sabre 362 113 Fair Haven, NY
I can foresee a Balmar 100 amp alternator with external regulation in the future.
Take a good look at the Arco Zeus Alternators and Regulators. About the same cost and much improved alternator control and a better alternator.