Sure glad I'm retired

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sailaway78

sailaway78

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May 11, 2005
3,431
Seidelman S37 Slidell, La.
Had planned on leaving on our little cruise Sun. morning. Checked the offshore forecast, and it shows a front coming through on Monday and is supposed to get a little snotty. Since we are planning on doing an offshore hop from Ship Island over to Pensacola, about a 20 to 24 hour run, called Russ and ask about putting things off for a day or two. He was happy to oblige. And since I don't really enjoy getting beat up in my old age, we are going to wait and leave Tues. or Wed. Sure is nice to be in a position not to have any time constraints, and I can go when ready, and stay till I am ready to come home. And for all of you who are still slaving your lives away, sorry, but I just can't help it.
 
D

Doug Burton

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Jan 13, 2006
134
- - Chesapeke
I'd give you my true response

but I don't want to get banned from the board :) Reality is on a boat there are plenty of times where waiting is the most efficient use of time. Being in a hurry on a sailboat is like pushing rope.
 
Bill Roosa

Bill Roosa

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Jun 6, 2006
6,990
currently boatless wishing Harrington Harbor North, MD
The American Dream

keep up the pressure Nice-n-Easy. Remember you retire by income, not by age. The trick is to make the income without your face having to show up. OR have your face show up doing something you love doing and closely resembles sailing.
 
Fred Ficarra7897

Fred Ficarra7897

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Jan 22, 2008
193
Hunter 34 Seabeck WA
Naner-naner Easy,,,,I've been retired since

I was 37! That's thirty seven! Life gets better every day. Unless my wife has other ideas. ;)
 
Bill Roosa

Bill Roosa

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Jun 6, 2006
6,990
currently boatless wishing Harrington Harbor North, MD
Thanks Fred rub it in!!!

We used to have a word for folks like you before "political correctness" neutered us. Seriously how'd you do it? I know there are LOTS of us who would love to join you.
 
sailaway78

sailaway78

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May 11, 2005
3,431
Seidelman S37 Slidell, La.
Fred,

Retiring at 37 is totally un American. There is just something wrong with that scenario. Probably you are some kind of communist or something. :) Of course if I could have done it, I would have been right there with you. I guess some got it, and some don't.
 
C

Calif. Ted

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Jun 8, 2004
3,011
Catalina 320 Dana Point
Dang Fred, I had to stick to my 30 year plan

and didn't get to retire till I was 53.
 
A

Allan

Everything happens for a reason

and I really believe that. 8 years ago I was offered a chance to retire at 55 or continue working til 62 or I died before. A lot has happened in those 8 years some good and some not so good, but taking the early out was the best move I ever made. No I didn't have a high placed CEO job or anything close. so in July-August I'm sailing around Lake Erie for a month, its not the destination, but the trip that counts.
 
Fred Ficarra7897

Fred Ficarra7897

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Jan 22, 2008
193
Hunter 34 Seabeck WA
Bill,

Pure luck! Well, being able to compete for promotions helps. But the biggie was my police retirement system. It only lasted a few years because it was too good. Actually it would have been fine back then but the system required a three way contribution. (lordy, I love that phrase) The employee, employer and State each was suppose to throw in an equal share. The first two had to do so because of State law. The third (the legislature) was exempt because they wrote the law that made them so. You guessed it. They never put in a penny and then screamed that the system was a billion dollars underfunded (their share) and stopped new enrollee's. Ah, the power of politics. But to this day that system has billion's of extra cash because we members invest its assets and manage it. Now the legislature is trying to take our money claiming that it belongs to the public (them) and spend it on their pork. Don't you love it? They learned that trick from the US Congress.
 
Bill Roosa

Bill Roosa

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Jun 6, 2006
6,990
currently boatless wishing Harrington Harbor North, MD
That's going to be difficult to duplicate Fred

I was hoping for something like you went to www.retire-early.org and pressed the "sign me up" button.
 
Jim Seamans

Jim Seamans

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Mar 21, 2004
2,175
Hunter 356 Cobb Island, MD
I could retire tomorrow - but

I need medical insurance. Having diabetes with complications REQUIRES insurance. I'm in discussions with work to work half time and keep my medical until I can make it to medicare. Even if the Democrats get in and get medical for everyone it will take at least three years. but by then I be old enough for medicare. I would rather go sailing than work half time - but the senior Admiral says otherwise.
 
Ross

Ross

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Jun 15, 2004
14,693
Islander/Wayfairer 30 sail number 25 Perryville,Md.
I met a woman the other day with MS. She was a delightful person

and we tlked about many things. She said that she has a once a monyh infusion that halts the progression of MS so that now MS won't kill you. The infusions cost $35,000 per month. Her insurance covers that. And I was glad.
 
Tom23352

Tom23352

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Jun 8, 2004
29
Morgan 41' Classic Gulfport, MS
Front?

Hey Nice N Easy You might want to recheck that forecast. I don't see any fronts just SE 10-15 Sunday through Tuesday for my area. Unless, something is going to backdoor down the Appalachians into the NE gulf? Have fun whenever you go.
 
R

Ray

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Mar 10, 2006
94
Hunter 26 Kettle Falls Wa.
Retired at 51 but not by choice. IT'S GREAT!

I had to retire at 51 due to a medical condition I had from birth and was unaware of. First we thought this was financial ruin as we gave up 11 of our best earning years. Sooooo....since we were probably ruined we sold the farm (in truth) and bought a 1990 38' IP and cruised for 2 1/2 years while I could. It was much much more than we could have ever dreamed of. Just do it!!!! I still sail 3 to 4 times a week on my C22 using grandkids, friends and sailors I have taught over the years as crew. There is always a way to do anything and retirement gives you the time to do it. Ray
 
Stillraining

Stillraining

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Dec 8, 2007
478
Irwin 41 CC Ketch LaConner WA
LOL

Nice-N-Easy---Fred....YOU SUCK...:D:D Im stuck with Rich on the 85 year tread mill..
 
NautiDuck

NautiDuck

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Jun 3, 2004
730
Catalina 250 Wing Keel Eugene, OR
Retirement vs Work

I recently decided not to retire at 58 (I am 57) but to stick with work for at least two more years despite an excellent retirement system and ample personal savings. I did this because 1) I want to watch the economy a couple more years because things look squirrelly right now and 2) I have a great job which I enjoy and which pays well. After 26 years with my current job I get 7 weeks of vacation to use when I want. Retirement is swell, I am sure, but so is a great job, sailing in the evenings, and nice sailing vacations. There's more than one way to savor life.
 
bill@tahoe

bill@tahoe

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Oct 26, 2007
41
Macgregor M26 Lake Tahoe
retiring

Iam counting mondays, 36 to go, ( end of jan.09 ) I'll be 65 this dec, and have a fairly easy job, pays good, ( for what I do ) But I just want to go SAILING.
 
D

Doug Burton

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Jan 13, 2006
134
- - Chesapeke
Spoiled Americans

Duck! 7 weeks of vacation! I'd never retire. If I take a full week my guys act like the barn door was left open. My plan is 18 months and money or not, the big va ca is going to happen. At 53 then to be 55 enough will be enough. If need be, there is a snowball stand that will need help if times get desperate. But as someone pointed out, times are a little unsure. A new economy car could cost 1/2 a mil in ten years if the economy keeps on this track. Choosing to pull the pin is certainly unnerving at this point in time.
 
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