Here's a little reality...
You could be off on a great adventure! And then again, you may find after owning the boat for a year that this was as stupid as buying that Nehru Suit back in the late 70's. To protect yourself - and assuming like most folks you won't have infinite time nor energy to research your purchase - I'd suggest you try to follow this general advice:1. Along with your own independent efforts, use a broker. This broker will come highly recommended, he will have been a broker in the area for at least 15 years without interruption, and he will be with a firm that's been in business that long. This does not guarantee to you that he is a Saint, but he should have a good knowledge of the market and the more common boats. Doing some work on your own, it will become apparent if he does not. You will not seriously consider any boats s/he shows you that his firm has listed, as he is then working for the seller.2. Your needs are very basic and so should be your boat. Understand that you can either buy "a lot of boat" and, given your budget, you'll get lots of old/used gear and an older/used boat...or you can buy a smaller boat and, by extension, it will be newer with gear less heavily used. Please don't underestimate the money and effort it takes to repair boats that have seen 10+ years of hot summers, frigid winters, sudden thunderstorms, etc.3. Buy one of the well-known boats in your area, the ones you see all over the place. Catalina, Hunter (ugh...), Beneteau - one of the boats that's built in assembly-line fashion, holds its value, has all the basic amenities, and can be easily resold when either a) you really take to this new adventure and want to Move Up...or b) it turns out not to be a great idea and you want to Get Out.Good luck! This can be a fun, fun project. Amidst all the details and angst, don't overlook the fun of shopping for a new boat/family member/lifestyle!Jack