Will Gilmore,
I can't thank you enough for you candor. Although I don't fully see how I came across as aggressive from the beginning, I do understand that others may feel that way. With this, I apologize to everyone, and will ask to allow me to come at this with a different approach. I understand that no two people are alike, and that every experience is different. My goal is to find out what those differences are on personal levels. I am not asking for personal information, or exact figures. But, I do want to know individual experiences. Perhaps this will help (please feel free to add anything that I miss, which will be a lot):
1. Size of your vessel:
2. Average cost that you pay insurance:
3. Approximate average time that you spend under way:
4. Average cost of your fuel:
5. Average approximate cost that you pay for mooring (I understand that it varies from place to place):
6. Average approximate cost that you spend on food:
7. Average approximate cost for your supplies:
8. Frequency and cost of purchasing new lines for your boat:
9. Frequency and cost of purchasing new sails for your boat, and what sails you have:
10. Frequency and cost of reconditioning new sails for your boat:
11. Frequency and cost of repainting bottom of your boat:
12. Frequency and cost of repainting top of your boat:
Add anything that I have missed, please.
Again, I apologize if I seemed too abrasive from the start. It's not that I'm a d!ck, I'm just jaded.
1. Say 40 ft
2. $500 to $1200/yr depending on local region and company. Rates higher in tropical areas due to major wind storms and lightening strikes, but in any event--a global wandering policy would be the most expensive.
3. You'll be lucky to make 150 n.mi./24 hours, so you figure.
4. Most sail boaters put around 100-120 h/yr on the diesel coastal cruising. A 39 hp diesel burns 0.5 -1 gal/hr x $4.00/gal = you figure.
5. Figure no less than $1.00/ft/night for transients at a dock. Thus,
at least $40/d for a 40 ft boat in the States and Canada. In Long Beach, it's now about $1.40/ft/night; in Newport Harbor it's over $2.00/ft/night. Mooring balls are usually quite a bit less in remote areas, but then you need a dink. However, a mooring at Catalina Island is the same as dockside in Long Beach.
6. Lines last 10 to 15 yr, or more, if you take care of them. Cost varies as to diameter, length and type of cordage. A full new set of running rigging for a 40 ft boat would likely cost $500 to $800.
7. About whatever you spend now, assuming you do not go out to eat much more. But in any event, beans, rice, pasta, veggies and fruit are cheap. Most of what you'll eat will be from canned (preserved) and dried goods if away from shore (services) more than 2-3 wk at a time. So go price out a selection then multiply by the appropriate time interval.
8. Needs definition
9. Sails can last at least 10 yr even for the active coastal cruiser, but that is based on not that many d/yr at sea. UV kills sails. For somebody who is underway a lot, I'd guess every two years. For new replacements, figure around $5,000 for mainsail; $2,500-$3,500 for a headsail depending on its size. Most cruising boats carry one mainsail and maybe two headsails and/or a cruising chute of some design; also around $3-5 grand. Replacing w/ used sails can knock it down 50 to 60% depending on remaining useful life but you'd have to replace them more frequently.
10. Could be yearly for active cruising. Figure labor at $100/h
minimum these days plus parts if you take it to a loft. Some folks have their own set up aboard for sail repair.
11. Figure every 2 yr at minimally $2,000/bottom job assuming there are no repairs to the bottom that have to be made. That's just hauling and painting. Some places allow you to do it yourself; but it does not come out much better b/c you have to pay for the haul-out, buy materials from the yard, and to use the yard (lay-days) @ minimally $100 to $150/d. It's $190 in Long Beach.
12. Almost never unless damaged.
Too much to list exhaustively--engine up keep (oil change every 100-150 hr; fuel filters, & impellers), auto pilot purchase/up-keep, hardware replacements (broken blocks), ground tackle replacement if lost ($300-$400), batteries replacement ($500 to $1,000) and up-keep, specialized tools, navigation equipment (GPS & chart sets), replacing stuff that falls overboard (winch handles, eyeglasses, shackles--you name it), tender and outboard up-keep ($200/yr avg), dodger & Bimini repairs, cost of sacrificial anodes ($100/yr or more), regular bottom cleaning if using a service ($45/mo), maintenance (regular purchase) of required safety equipment such as flares, cost and maintenance of a life-raft if you have one ($2,000 to $3,000 to buy if four man; $750-800/3yr to service), radar repair, etc.
Also, weather service if you need one, a weather fax aboard, sat phone or HAM, water maker if you need one, and more, etc.
I once saw a boat named:
Capital Punishment, and that is what it is.
Oh, and by the way, if a 50-ft boat many of the costs detailed above go up by a power. That is, if $5,000 for mainsail on a 40 ft boat,
it's not 50/40 x $5000 = $6,200 for 50 ft. It's more like $5,000 x (10 ft exp. 0.5) = $15,800.