My boat has internal halyards going up the mast. Coming down they are external. For mine, the main halyard comes off the sail and clips to the lifeline. The spin halyard comes down and clips to the handrail on the cabin roof on that side. The jib is a roller furler, so it is up at the mast head all the time.
When I had an O'Day 23 with external halyards, I tossed them around the spreaders to keep them off the mast.
I really dislike the flat 'SLAP' of a halyard flogging the mast. Most people don't seem to know (or care) how much noise their boats make. Pulling the halyard tight only changes the wind speed needed to get it moving. And let's not forget the people who leave their booms loose so the gooseneck squeals with every roll...
When I had an O'Day 23 with external halyards, I tossed them around the spreaders to keep them off the mast.
I really dislike the flat 'SLAP' of a halyard flogging the mast. Most people don't seem to know (or care) how much noise their boats make. Pulling the halyard tight only changes the wind speed needed to get it moving. And let's not forget the people who leave their booms loose so the gooseneck squeals with every roll...