It looks like the swing keel trunk? Maybe from pulling on/off a trailer?
Gelcoat provides no structural component to, or waterproofing of, the underlying glass, so the fact that it is missing is inconsequential.
However, one of the pictures looks like the area was abraded well into the glass. The pictures don't have great perspective, so this might not be the case.
As far as what to do: If these areas are due to transferring it on/off a trailer, then try to fix on the trailer what is causing the problem.
If the boat is hauled regularly and you can't fix the trailer problem, then do nothing. Maybe recoat the area with some epoxy and paint, but this will probably wear off too if it is due to trailering.
If the boat is to be kept in the water most of the time, then covering these spots with some epoxy or epoxy barrier coat might be useful, but if the rest of the bottom isn't coated already, it isn't very useful to coat these areas.
If those areas really are gouged deeper into the glass, then definitely filling them with some thickened resin will be useful.
To answer your immediate question, you can wait until winter to address them, but I wouldn't leave it in salt water without antifouling paint, and I wouldn't antifoul over them before fixing them - so you better at least coat them with epoxy now and antifoul over it.
Mark