Is this supposed to be a question? It makes no sense.I'm not a insurance expert but wouldn't a boat catastrophy such as sinking at the dock or burning down if it was unattended ?
The insurance risk to the boat is not the value of the boat. The risk is liability and in particular personal injury liability. Presumably if you live aboard you will have more people on board, more frequently. That increases the chance of someone getting hurt. Even a simple injury, say a broken leg by a guest could easily cost more in medical expenses, lost wages, etc than the insured value of the boat.My premium with boat US jumped up 33% in one year. Never had a claim and I boat in California. I shopped around with several other companies but many won't insure you if you live aboard. I'm not a insurance expert but wouldn't a boat catastrophy such as sinking at the dock or burning down if it was unattended ?
My BoatUS policy oil spill liability is almost $1 million. Cleaning up diesel and oil isn't cheap.Besides BoatUS, how many of the other insurance companies include $800,000 coverage for cleaning up a diesel spill should your boat be involved in a wreck and/or sink? Probably none of them.
and this:Diesel fuel is most often a light, refined petroleum product. Small diesel spills will usually evaporate and disperse naturally within a day or less. This is particularly true for typical spills from a fishing vessel (500-5,000 gallons), even in cold water. Thus, seldom is there any oil on the surface for responders to recover.
read more here:Diesel oil is readily and completely degraded by naturally occurring microbes, under time frames of one to two months.
NOAA calls 500 to 5,000 gallons a small oil spill. 7 or 8 gallons is nothing, will clean up by itself in a day or two.7 or 8 gallons of diesel stayed in the bilge. Had the bilge pump worked, it would have discharged the diesel overboard and I would have had a big mess to clean up!
You might want to tell that to the USCG. There was a boat in my marina leaking a very small amount of diesel, but enough to put a sheen on the water. The USCG came looking for the boat and the boat owner.NOAA calls 500 to 5,000 gallons a small oil spill. 7 or 8 gallons is nothing, will clean up by itself in a day or two.
Way to be a good neighbor! Does he pick up dog poo, too, and run DNA tests on it?My dock neighbor is a retired Dept of Environmental Conservation officer. If he sees a sheen on the water, he's out looking for the leaking boat and will report it to the DEC.
Could you try 15 for us and let us know?Given enough time, one could probably drink 30 gallons of diesel, and survive.
I know I've drank at least a gallon over my lifetime. Antifreeze really gives ya a buzzCould you try 15 for us and let us know?
Yes anyone can join but you have the wrong NBOA, the right one is the" National Boat Owners Association the nation's #1 Boating Association in the United States. Provides Boat and Yacht Insurance, boat financing, safety products, boat towing, and more."Can anyone join? I looked, and retired business officer dues are only $50.
You might not think so if the oil was being spilled into your drinking water. Do use a favor, don't visit the Great Lakes.As I said, I think the enforcement of these regs against boaters is a huge waste of taxpayer's money, and unnecessarily harsh.
Puh-lease, commercial ships routinely spill thousands of gallons of fuel oil and other petroleum products into the Great Lakes; it's a matter of degree. Yachtsmen spill what amounts to a gnat on the ass of a giant elephant. I'm not saying it's good, I'm saying the enforcement is out of proportion to the harm or risk.You might not think so if the oil was being spilled into your drinking water. Do use a favor, don't visit the Great Lakes.