Try NBOA Marine Insurance Agency 800.248.3512, my policy through them is with AIG, premium is $451 + membership in NBOA. Agreed value $67,500 with 2% deductible, $5000 commercial towing, $10000 tender coverage with $250 deductible. $300,000 liability, uninsured and underinsured boater, $25,000 personal property w/$250 deductible. With lay-up from Nov thru March. Navigation restricted to coastwise and inland waters between St. John, New Brunswick and Pensacola, FL including the Bahamas. Also $2000/policy $1000/event to move from harm's way under threat of Hurricane or Windstorm. Will pay 50% for haulout/store/launch in general area or to move to safe harbor including docking or mooring fees with no deductible.