Splax,
I'm no expert but here's what I have learned from my experience:
"Sacrificial" zincs are on the bottom of the nobility scale so if installed correctly should be the first to go. The fact that yours is in good condition would indicate that that is not the case. Building a protective system is a complicated issue (Nigel Calder's Boatowner's Mechanical and Electrical Manual has a fairly extensive chapter on this).
I would recommend hiring a
marine electrician with a thorough knowledge of galvanic corrosion to check your boat.
I had the same issue that destroyed my 18" 3 blade bronze prop in a couple of weeks. After it was finally cured, I bought a galvanic corrosion meter/ tester and now check my boat monthly.
Marine Digital Corrosion Tester - Seaguard International
If you decide to buy this tester, spend the extra for the Pro model or you will be replacing the anode later.
Good Luck!