Basically all the items that you said you want to install don't take any special requirements beyond the basics of 12v wiring. In other words, it is not like wiring an inboard engine, or more elaborate equipment. A VHF radio, for example has two wires to power it. One from the negative side of the battery and the other from the positive side. Same with the stereo system. Where is gets a bit confusing is figuring out all the wiring on a stereo to accommodate two cockpit and two interior speakers, but the diagragm that usually comes with the stereo (AM/FM/CD etc) shows how to do it and it is all color coded. Navigation lights, cabin lights, etc. unlike radios and motors, don't even have to have the right polarity when you hook them up as they will work regardless of how you wire the two wires together. There are some multi function light fixtures, however, that are a little more complicated to wire, but not really, and usually easily defined in the paperwork that comes with the fixture. A motor, like a bilge pump will run back wards if you wire it wrong. Any light, or radio, which can be referred to as a the "load" in electrical terms, can be wired through a switch panel and each item labeled. The positive wire from the battery source (which usually is the battery switch) goes to the panel which contains the fuses or breakers. To complete the circuit the negative lead wire goes to a buss bar separate from the positive connection (they shouldn't touch). There is one positive wire which goes to the switch panel (usually 10 ga) and that will have a bar soldered in place that accesses each switch position. The switch completes the circuit or cuts it off to supply or not supply electricity to the load or light or whatever it is feeding. Like I said before, the positive (hot) wire - usually red with lights - goes from the switch panel and the negative wire from the other negative collection point (usually black), to the light(s) the switch is designed to power. If you are talking running lights, then one switch would operate the red and green lights at the bow (usually) as well as the stern light. Another switch would run your bow/steaming light and another switch would operate your masthead anchor light. Another switch would operate your cabin lights.....on and on. You can buy a panel with as many switches as you wish. Sometimes people will wire a VHF Marine radio directly to the battery so no switch other than the on/off knob on the VHF has to be flicked to power the VHF and this is for emergency reasons. Sometimes you will see black and white wires (white would be the hot side), like for a bilge pump. None of this should be confused with shore power, which is a completely different source of electricity and should be kept separate from the 12 volt system. A different breaker panel all together. Unlike the 12v system, the shore power system will have a double breaker where both the hot and the negative side is disconnected when the breaker breaks. A third wire (green) is the ground. But that is another lesson.