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I have Amica..
I have Amica and so does Tim R. another forum member. I have never used or needed towing insurance and I seriously doubt Tim R. has either. I'm sure it's good Amica is a great company..
I have Amica and so does Tim R. another forum member. I have never used or needed towing insurance and I seriously doubt Tim R. has either. I'm sure it's good Amica is a great company..
I have Amica too.
They are great! I've had 2 claims over the past 15 years and they never batted an eye about the estimates and paid quickly. Never used the towing. I think I would leave that to SeaTow or similar operation.
They are great! I've had 2 claims over the past 15 years and they never batted an eye about the estimates and paid quickly. Never used the towing. I think I would leave that to SeaTow or similar operation.
Amica towing is reimbursed
Pick your towing company and Amica pays for it. No limitations. They would rather pay $1000 to tow it than have it abandoned or sunk. I have been insured by Amica for auto for 25 years and I have had a few claims. Never a hassle. They simply pay you and then get their money from the other guy's insurance. Once they totaled a vehicle of mine(a beloved Audi coupe) and I thought their value was too low so with a few photos to prove the excellent condition, they raised the value $2,500. And best of all....No Agents to deal with;-) You speak directly to the company. Tim R.
Pick your towing company and Amica pays for it. No limitations. They would rather pay $1000 to tow it than have it abandoned or sunk. I have been insured by Amica for auto for 25 years and I have had a few claims. Never a hassle. They simply pay you and then get their money from the other guy's insurance. Once they totaled a vehicle of mine(a beloved Audi coupe) and I thought their value was too low so with a few photos to prove the excellent condition, they raised the value $2,500. And best of all....No Agents to deal with;-) You speak directly to the company. Tim R.
Does your policy cover Enviornmental clean-up?
I have read a copy of the Yacht Policy but I see no mention of Enviornmental Clean-up. Someone at AMICA is currently checking into that for me and also clarification on the included towing.
I have read a copy of the Yacht Policy but I see no mention of Enviornmental Clean-up. Someone at AMICA is currently checking into that for me and also clarification on the included towing.
Good question DB
I am not sure. Certainly let me know and I will also check on my end. I would be surprised if they did not. They really do cover all the bases. BTW, I will be sans internet in the mountains of Vermont for a week. Happy sailing to everyone. Tim R.
I am not sure. Certainly let me know and I will also check on my end. I would be surprised if they did not. They really do cover all the bases. BTW, I will be sans internet in the mountains of Vermont for a week. Happy sailing to everyone. Tim R.
AMICA
I have been an AMICA customer for over 3o years. In that time I had one auto accident and lost a boat. They did not give me a hard time about either issue. In fact, when we lost the boat in a hurricane, they found money in our homeowners policy (also with AMICA) for personal possesions on the boat. They are a great company and very competitive in rates. Remember that it is a mutual insurance company so the profit at the end of the year does not go to shareholders, it goes to the policy holders as a rebate of premiums paid.
I have been an AMICA customer for over 3o years. In that time I had one auto accident and lost a boat. They did not give me a hard time about either issue. In fact, when we lost the boat in a hurricane, they found money in our homeowners policy (also with AMICA) for personal possesions on the boat. They are a great company and very competitive in rates. Remember that it is a mutual insurance company so the profit at the end of the year does not go to shareholders, it goes to the policy holders as a rebate of premiums paid.
Amica answer..
Here's the answer on environmental damages straight from Amica copied and pasted from the email they sent me. Quote Amica: "I checked with my underwriter for you. If your boat sank and the diesel tank leaked, your policy would provide coverage for the environmental damage. Have a great day!"
Here's the answer on environmental damages straight from Amica copied and pasted from the email they sent me. Quote Amica: "I checked with my underwriter for you. If your boat sank and the diesel tank leaked, your policy would provide coverage for the environmental damage. Have a great day!"
Enviornmenal damage
Amica told me it is on page 6 of their yacht policy, listed under the insuring agreement. Says they will pay up to the liability limit. Still looking for written clarification on the towing, soft grounding etc.
Amica told me it is on page 6 of their yacht policy, listed under the insuring agreement. Says they will pay up to the liability limit. Still looking for written clarification on the towing, soft grounding etc.
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