I tend to agree, I don't think there is enough left on the standard sail to warrant a second reef point. By the time the first reef is in and the jib partly furled to balance, there isn't much material out there to worry over, and if there is enough to worry about it probably should be in it's bag.
How far up from the tack is your 1st reef? There really is no standard place to put the reef. The position of your 1st reef will vary depending upon who built your sail. First reefs can vary from 12 to 24% up from the tack.
If you have an original OEM sail, there's a good chance it's too stretched out to handle properly even if you add another reef.
We made sails for all boat, hunters included, from 15 feet to 70 feet. From traditional "pinhead" mainsails, to large roach (eg for B&R or for Catamarans) to square tops.
There is no such thing as a "standard" first or second reef. How deep to make the first or second reef depends on the stiffness of the boat, the shape of the sail, the location of the battens (varies by full vs partial), the geometry of the rig (how fractional and how swept the spreaders are etc), and, of course, where the sailor sails.
For stiff boats with traditional pinhead mainsails, the first average reef is about 12-15% of the luff length up from the tack. For the typical second reef it is at 24-28%. The (occasional) 3rd reef for offshore sailing is generally at about 36% up from the tack. For a pinhead sail, those reefs correspond to
area reductions of approx 25%, 45% and 60%. To say it another way, you end up with a mainsail that's just 75, 55 or 40% as big as it was.
For light weight boats with pinhead sails, like the Hunter 260, we usually start with deeper reefs, since a "12%" 1st reef isn't enough on most trailerable boats, which tend to be more tender than more heavily ballasted boats. We usually put the 1st reef at about 20% up the luff. We call that a "single deep reef" when we're talking to boat owners. It reduces sail area by approx 33%. For a trailerable tender boat like the Hunter., that's generally deep enough to work in steady winds up to 20 kts with higher gusts
If the owner of a trailerable pocket cruiser sailboat wants to sail in higher winds, we recommend a second reef up the luff between 32%-33% or more which reduces total sail area to less than half of the unreefed mainsail.
We use different percentages for fathead sails with big roaches. For owners of the bigger B & R rigged Hunters, we make the roach a little smaller if they request it, so they can sail in stronger offshore winds.
Keep in mind that if you sail in bigger waves in unprotected coastal waters, you will need to reef at lower wind speeds than if you are sailing in protected waters, with smaller waves and chop.
Judy B
Retired sailmaker.
comment "Secondly, I suggested how to keep the sail track closed so nothing comes out of the sail track." 
