I am considering the purchase of 40 inch folding wheel which is 4 inches bigger than my current wheel. At the end of the day I will either have to fold the wheel down to fit under my binnacle cover or buy a new bigger cover to fit the larger wheel. Just curious if you fold your wheel down every day? I am assuming this to be an easy task? It wil be expensive enough to buy this wheel (approx $700 USD), without having to buy another binnacle cover which I bought just 2 years ago. Thanks for your comments.