That is generally a good thought. Setting up the system with 2 batteries is basic.
If you read the material from Rod (
@Maine Sail ), he encourages boat owners to use a 2-battery bank with a single shore-powered and a single alternator-powered charge system. It is simple, straightforward, and can provide years of service.
Here is a link to the simple to complex approaches from MaineSail's website:
/mainesail
We vary from this simple infrastructure by creating backup systems that enhance our usability while providing alternate methods should our basic system fail.
With two group 27 batteries, you can make it in One Bank, and it will do all you need. Simple. Just monitor your battery charge consumption so that you can still start your auxiliary engine if needed.
Can you clarify? Perhaps draw out the connections/circuits on paper or post images of the battery.
When you say #1
I assume that the batteries are connected in parallel, providing 12V power to your boat circuits. I assume this because it is logical. The batteries might also be connected in series. This produces 24 power. Not likely, but since electrical connections are sometimes done poorly

, verification is essential. It is a safety issue.
#4. It is also a safety issue. How are they "tied to different lines of a single Battery"?