In late July on a passage from Long Beach to Ventura, we struck an underwater object on our Beneteau 423 just north of Point Dume. (Rock, sunken boat, whale? We never saw the object before we struck it or after. We were in 25 feet of water at the time.) Although no water entered, there were obvious cracks, both between port and starboard and along the edge of the port and starboard sides. The cracks are both vertical and horizontal and are along the raised stringers that run from port to starboard in a section of the liner just ahead of the Volvo engine and just behind the most forward keel bolts.
We put in to the first available harbor, Channel Islands, and hauled out the boat two days later, where it has been since.
The boatyard that hauled the boat is unsure of how or if it can make the repairs and the insurance company, Progressive, is considering a constructive total loss as the boatyard is suggesting that the entire hull liner will have to be removed just to determine the extent of the damage and undertake repairs.
Although the boat is from 2004, we had only just purchased it in June and had already put another $18k into new rigging, paint, engine upgrades, etc.
We are hearing different messages from boatyards and marine surveyors as to whether repairs are possible so I would appreciate hearing from the Beneteau community about this. We have agreed value insurance so if the boat is totaled we'll get back what we paid for the boat, but probably not the additional amount we spent on repairs and upgrades. We searched for a long time for the right Beneteau for us and we're heartsick at the possible loss of a boat we love and the need to start all over again in searching for the right boat.
I've attached some internal and external photos of the damage. Is a repair possible that will make the boat seaworthy? Does the entire liner and, hence, all internal structures of the cabin, need to be removed to even assess the damage? Are there yards, say in San Diego, that might be better equipped to carry out such repairs? If repairs are possible, but the boat is totaled by insurance, should we consider buying back the boat and undertaking repairs at a qualified yard to try to recoup as much of our expenditures to upgrade the boat as possible?
Thanks in advance for any advice.
We put in to the first available harbor, Channel Islands, and hauled out the boat two days later, where it has been since.
The boatyard that hauled the boat is unsure of how or if it can make the repairs and the insurance company, Progressive, is considering a constructive total loss as the boatyard is suggesting that the entire hull liner will have to be removed just to determine the extent of the damage and undertake repairs.
Although the boat is from 2004, we had only just purchased it in June and had already put another $18k into new rigging, paint, engine upgrades, etc.
We are hearing different messages from boatyards and marine surveyors as to whether repairs are possible so I would appreciate hearing from the Beneteau community about this. We have agreed value insurance so if the boat is totaled we'll get back what we paid for the boat, but probably not the additional amount we spent on repairs and upgrades. We searched for a long time for the right Beneteau for us and we're heartsick at the possible loss of a boat we love and the need to start all over again in searching for the right boat.
I've attached some internal and external photos of the damage. Is a repair possible that will make the boat seaworthy? Does the entire liner and, hence, all internal structures of the cabin, need to be removed to even assess the damage? Are there yards, say in San Diego, that might be better equipped to carry out such repairs? If repairs are possible, but the boat is totaled by insurance, should we consider buying back the boat and undertaking repairs at a qualified yard to try to recoup as much of our expenditures to upgrade the boat as possible?
Thanks in advance for any advice.
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