The wavelength of a Wifi signal is small enough that if the antenna is a foot or more away from most metal object will put the objects in the far field of the antenna--metal boats (faraday cages) excluded.Capt Dean,
Another thought regarding the mounting height of the antenna- I don't think that a top of the mast location is really necessary. Since you will be 1/4 nm or more from the wifi access point, the omni antenna should have enough vertical beamwidth to cover most shore locations. Having the antenna mounted high would not really help and any maintenance issue as well as installation will be more difficult. I use my magnetic mount on my cabin top. I think it would be more important to mount it in a clear spot away from the mast and so that it has a clear line of sight to the shore.
Actually there are lots of unsecured hotspots that are open to the public. One example are the public libraries where library members and non-members alike are allowed to use the wifi. Other places like bus, train, and airline terminals provide a similar service without expecting or requiring patronage. I agree that coffee shops and restarants expect that only their patrons will be using their service, but if they are unsecured they should realize that non-customers may also connect. One coffee shop in my town has a "free' wifi, but it is secured with a simple password. The password is posted in the shop for anyone to use.OldCat,
Fortunately, more and more marinas, cafes and other public spots are themselves providing free wifi, which reduces the need to find and use other unlocked networks.