You won't avoid winter on the Chesapeake--winter isn't hard but it's there. The creeks of the middle and northern part do freeze over many years in January.I get interested every time I look at a map of the Bay. How hard are the winters, and what's the area like?
Jay
What's the area like? Hard to say--it's huge and varied. The western shore of the middle and north includes Annapolis and Balitimore, smaller towns to the south. Way south and you're in Norfolk! The eastern shore is more remote. Chestertown, MD is a nice place I could see as a retirement destination.