Where is best place to retire/live aboard

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Dec 1, 1999
2,391
Hunter 28.5 Chesapeake Bay
Read it and weep.... This is from a friend of mine who keeps an H28.5, on a trailer, in San Carlos, Mexico:


"See there....the bug has bitten you. San Carlos is sort of an unbelievable place. Some compare it to what you would see and experience in Europe and the Mediterranean, the Greek Isles. Perhaps better, in some ways. I heard someone say sailing here is much like Lake Erie, as an inland sea with the conditions, both good and bad, about equal. Yes it is an expat community, however it caters to people from all over the world. I think the key is the Marina San Carlos: I attach pics of the launch of the Caliente and another 40' sailboat. The Grossmans had that hydraulic lift specifically design for launching boats to 75' in length from a shallow ramp. We have multimillion dollar sailing and motor yachts here from all over the world. Marina San Carlos is a world class Marina.

The season is all parts of the year except the months of June - September, when it is much too hot and humid, almost unbearable, however some of us diehards go anyway and tough it out. This is the time you spend in the water, snorkeling, diving and sleeping under the A/C. Not much wind, except the land/sea cycles. Late Summer is T-Storm season, especially afternoons, so you want to take care at that time of year.

My boat was trailered from CO by the former owner. He put it up for sale in San Carlos and I found it on Craig's list after about a year o f searching the net. At the time I could tell you where every h28.5 was in the country for sale. The 270's too. I even tried to buy one in VA and have a trailer made for it, but this was getting too expensive. Right next to me in the dry storage is a brand new, Beneteau 31 on a custom made triple axle aluminum trailer. I have heard that some doctor owns it. I think it is out on the 'Sea" cruising now, because all I see lately is the empty trailer. You would not believe how many boats are on trailers here.

So the name of the game is to get a boat on a trailer, so you don't have to deal with slip fees and bottom jobs. If the boat is big, it goes on the hard on jackstands. Bottom jobs are brutal, because warms waters breed 4 X that nasty growth. My dry storage fees are: $62.50 per month, with a month free for advance payment for one year. It is a secure area. There are probably 400 - 600 boats in the storage at different times, another 300 - 400 on the water at moorings or slips. There are 2 marinas.

The best free place to learn about San Carlos is the following website: http://www.sancarlosmexico.com/ There are many links to other really good sites. The forums, expecially the sailor's forum are expecially interesting. You can read accounts of cruises throughout the Sea, the west coast of Mexico, both sides of Baja, South America and other points of interest. If you want further difinitive info, get Gerry Cunniham's Cruising Guides to the Sea of Cortez. They are unbelievably detailed accounts of a lifetime of cruising and documenting life at sea on the Sea of Cortez. No sailor would leave the shore, here, without them. ( Also Charlie's Charts, tho not as good.)

Currently, the exchange rate for Pesos is as high as 14.50 to one Dollar. Some things in Mexico are bargains: especially labor, rent and food. Owning a boat in Mexico is about half of that in the USA. Because of the real estate depression, real estate now is at an all time low. A 1.5 Mil condo on the waterfornt in San Diego costs $400K and is probably newer and better. The one thing you do not ever forget is that Mexico is a 3rd. world country with archaic methods and laws. It can sometimes drive you crazy!!

There is a very active Yacht Brokerage, Sea of Cortez Yachts. Go on their website. All of his boats are listed on Yachworld. The other day I met a guy from Switzerland who bought his 65' trawler here. "
 
Nov 6, 2007
32
hunter 18.5 sandhills of west texas
well, we're mainly rv'ers and spend most of our leisure time in one of our motorhomes, and we're just getting back into sailing more, but what you're looking for is essentially the same thing as the snowbirds, but on a more permanent basis and in a water environment that's not too challenging for you at first - more protected. a few considerations for you to think about are: taxes. if you DO work, do you want to pay state income taxes? if you don't Texas doesn't have them, we only pay federal. as for aiports, most of the larger cities on the gulf coast have major airports. the ones in Texas are space about 100-150 miles apart from the southern tip on over to houston. southwest airlines flies into all of them IIRC, harlingen, corpus christi, houston and points east.
another thought is what the heck is gonna happen to the mexican government (meaning mexico)? it does not look very stable right now. i know, i know, everyone has their opinion, but we go across the border a lot, since we're a a couple hundred miles from there, and the in-laws live in marathon, tx and go across the border a bunch too. but one thing i've noticed lately is that we're going less and less, and the in-laws are doing the same thing. we're all worried about it and we have a lifetime, literally, of experience of mexico and the mexican environment. we know it well, and it's going to be a mess. if you do retire down that way, keep the boat loaded and ready for a quick sail. and no, i'm not really kidding that much. just fair warning. you might also look at the sea of cortez or the pacific side of baja. i don't know about the airports there. probably mexicali air at best. dunno. major coastal mexican resorts have the usual major airlines. something else to think about, if you decide on mexico, is location. i know from hanging around cabo wabo (san lucas) that the resort is pretty well know now and getting higher. the little town just a stone's throw away is waayyyyy cheaper. it's that way all over mexico. san carlos might be an exception as the last time i was there it was still pretty darned reasonable (from our perspective). lots of americanos there, though we heard drinking water was still a problem. nice place to visit, but i'd still want to live in Texas, and i'm sure that's just me, since i grew up here. it'd be too hard to leave all this, but i will say that the sea of cortez (and san carlos) is pretty darned nice as far as mexico goes, and the sailing is spectacular. arizona, california, new mexico and yes, even texas, is pretty close as well, but you'll have to figure out the airport thing.

jack b :) in midland, tx usa
 

Bob V

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Mar 13, 2008
235
Catalina 42mkII Lagoon Point
I bet the people in New Orleans will be glad to hear

The New orleans area also sounds pretty good just not sure if it is as warm but it is pretty pretected from really bad weather.
They must have installed that protection since Katrina.

Warm is a relative term, have you considered the Pacific Northwest. We have year round sailing opportunities on protected waters, access to the Pacific Ocean and do not need air conditioning on our boats since they are always sitting in 50 degree water year round.
 
Nov 8, 2009
537
Hunter 386LE San Fancisco
Consider San Francisco Bay. Great views, wind and mild weather. Easy access to the California fresh water delta (Rio Vista and beyond) and coastal cruising. Lots of marinas to choose from.
 
Dec 2, 1999
15,184
Hunter Vision-36 Rio Vista, CA.
What type of a budget do you have and what do you consider too expensive?

If you have a 30 ft boat and are looking at $10/ft + live aboard fees is that too much?

Living in Fl. during the summer without A/C will not be the greatest event of your life.
 

Joe

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Jun 1, 2004
8,158
Catalina 27 Mission Bay, San Diego
Freshwater boats will work in salt water environments.... the boat will be fine if you understand how to take care of it and since you're going to live aboard you'll have all the time in the world to make the adjustment. No big deal. Go coastal... and enjoy the expanded cruising area available to you.
 
Jun 21, 2009
24
Pearson Rhodes 41 New Iberia, LA
Okay I am getting ready to retire and have only sailed inland. i would like to find a place to semi retire and live on my 30 ft hunter. It has to be someplace WARM, Kansas City is just too cold in the winter for these old bones'.........:confused:
Cold is subjective. To me, anything below 70 is COLD. My wife on the other hand loves the very cold weather we're having right now - lows in the upper 30's and highs in the upper 50's. Here is South Louisiana.

Texas, Louisiana, Mississippi and West Alabama are not to bad pricewise on slips. As you work your way further South in Florida prices jump.

Another problem is more and more marinas and/or municipalities are prohibiting live aboards.

To give an idea of costs. This is based on a LOA of 47-feet.

We were going to a marina in Texas and I think the price was around $300 a month for live aboard. We wound up at a marina in Slidell, LA (Northshore of Lake Pontratrain above New Orleans). It was $5 a foot for live aboard plus $60 electricity. The other live aboard friendly marina was based on slip length. A 50-foot slip was $300 a month with a one year contract, $325 without. You had to turn on the electricity and billed by the electric company. That runs about $25 to $45 a month.

We didn't check with any of the Mississippi marinas, but I understand they're not too bad. We did check in Pensacola, FL and the by far cheapest marina came to about $490 a month, including live aboard fee and electricity. BIG difference.

We did a quick check around Tampa, FL and as I recall it was over $1,000 a month and Miami area was over $2,000!!

Jumping back to Texas. A few marinas we checked way down South near Brownsville were $400 to $500.

Hope this helps!

Rick
 
Dec 29, 2008
805
Treworgy 65' LOA Custom Steel Pilothouse Staysail Ketch St. Croix, Virgin Islands
Live aboard = no house

We also are expecting to move aboard in a couple of years. Our "vision" is to sail the Caribbean during the winters, and relocate up to the Chesapeake and New England during the summers. We intend to be generally independent of marinas for the most part, primarily anchoring out with only occasional stays in marinas.

St. Thomas and Puerto Rico are part of the U.S., right? :D
 
Jun 21, 2009
24
Pearson Rhodes 41 New Iberia, LA
We also are expecting to move aboard in a couple of years. Our "vision" is to sail the Caribbean during the winters, and relocate up to the Chesapeake and New England during the summers. We intend to be generally independent of marinas for the most part, primarily anchoring out with only occasional stays in marinas.

St. Thomas and Puerto Rico are part of the U.S., right? :D

Basically our plans as well. We got delayed due to on ongoing care giver role with Cathy's 97 year old dad. We wound up staying at marinas mostly because of this and are currently not living aboard. We have 600 watts of solar, wind gen and watermaker which has shown it'll take care of our energy and water needs.

Last I checked, St. Thomas and Puerto Rico are still the U.S.! :)

However, I'd stay away from St. Thomas unless you're very, very well off. St. Croix is a better choice. Not as "touristy" nor nearly as expensive.

Cheap living can be found in the Domican Republic. Their dollar bounces around from about $35 to $37 per U.S. $. A friend lived there at anchor at Luperon and said he "lived like a king" on about $100 U.S. a month. This included a maid/boatkeeper.

Rick
 
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