"When I was out on my yacht..."

[Paul Akers]

I thought Yachts ...

...were those 50+ - footers that we generally see going unused all summer and on a mooring.

 

[Bryce22345]

Paul

at least she didn't refer to it as the little dinghy over there. *lol*Bryce

 

[George]

Paid Crew

I would think that a "boat" brcomes a "yacht" when you have a paid crew aboard.