If it's just a starter and the lights...
... Then you're right, you won't need to learn a lot about electrical systems. However, when you start looking at larger boats, there are other demands on the electrical system- If you want a GPS, a VHF radio, a depth sounder, a stereo (a 'must have' on my boat!), refrigeration, pressurized water for cooking/bathing, deck lighting, or any number of little electrical knick-nacks that make a day-sail or overnight cruise more comfortable, then you need to do a little research and math to determine how to size your batteries and charging systems. Ron is right- Once you leave the dock and are under sail, there's nothing charging your batteries (like an alternator in your car). If you want to keep using electrical accessories, then you must either budget your electrical usage, or develop a charging system (solar panel, wind generator, or running the motor for a while) to ensure you have enough juice in the batteries to make it to the next port or to fire up the motor in the morning. 12-Volt electrical systems on boats, particularly small or mid-sized boats, are not very difficult. They're MUCH easier to understand, in my opinion, than a car's electrical systems, and are pretty straight-forward once you do a little research. My Hunter 25 has only DC power, and we keep it charged with a small solar panel and occasionally running the outboard- We RARELY need to connect to shore power to recharge, and I have what I consider to be moderate usage (CD changer and stereo all day, GPS and VHF when under way, running/anchor lights and cabin lighting at night). What size boat are you considering? Will it have AC power sources as well as DC? Have you considered adding electrical toys? I'm sure that we'd be happy to help iron out any problems or concerns with you, if you have more questions... Just post 'em here!--Jon BastienH25 'Adagio'