markwbird:
Congrats on your new boat.
Regarding your post, I do suggest that you follow Stu Jackson's recommendation to learn about your boat's DC system -- starting with the link he has provided. Not having the background understanding will eventually lead to a spot of trouble at some point.
There are just too many variables to answer your question and which you need to know about. For example, if your batteries (presume you have two installed that can be separated or connected together with the a/b/both or 1/2/both switch) are in good overall condition and are reasonably fully charged, and if your drain overnight is really only the stereo for a few hours at low volume, then likely you can start your engine the next morning. But if the batteries are already somewhat drained and/or they are old, then it won't take much power usage overnight to render them dead as far as engine starting is concerned. Not really different than with a car. If the battery is new and you sit in a parking lot listening to the radio and charging your Ipad for a few hours, then likely the car will start. If the battery has been in your car for five years, maybe it won't start the engine. Or if you mistakenly also left on the parking lights while you are sitting in your car, then the even new battery might not start the engine after even an hour or so.
On my boat, I position the switch to only one battery for "house" use. And even then I won't feel comfortable about draining it very much just in case I've done something wrong and the other battery has been unintentionally drained or not re-charged.
You have to have an appreciation for all the dynamics of your DC system to avoid trouble and to keep your batteries in good condition of the years.