...said the man with a fifty-foot crab crusher.
I service many, many racers. From the racing once-yearly 100-year-old wooden schooner to the Friday night beer can enthusiast to more high-end, full-on race programs. And I guarantee that at the lower end of that spectrum (like we are discussing here), choice of anti fouling paint is the least concern, as far as boat speed goes. Unless you are going to spray on a hard paint and burnish it, the difference between hard and ablative is negligable, if not completely undetectable. Most boat owners are not interested in going to those lengths.
As far as anti fouling paint goes and racing, for the average racer, this boat maintenance professional's advice is to apply a paint that has good anti fouling properties for your area (regardless of type), clean it before racing and then concentrate on tactics, crew work and sails.