Hi, Everyone. I bought a 1981 O'day 22 a year ago and it didn't come with a permanently affixed transom ladder. My previous dinghy didn't require a ladde so I'm not that familiar. It did come with a hook style ladder that can be placed on the transom. Do I need to invest in the permanent style? I understand they provide safety if I go overboard. I'd like to hear some experienced sailors' opinions. Thank you.