Does the boat need to be disabled? I've been thinking the yard that has my boat and is trying to sell it isn't doing very much advertisement. Maybe another brokerage would get after it a bit more. I have Sea Tow - but I have to check that expiration date.The highest level has a nice feature...they will move your boat anywhere within 25 miles. So if you have ANY issue they can move you to a yard. I had a trans failure and they moved me to a marina where I could get it fixed. Lower levels of coverage only respond if you are grounded or in an emergency.