That darned insurance

Status
Not open for further replies.
jybiom

jybiom

.
Jul 10, 2004
28
Catalina 30 Erie, PA
Recently I had to renew my boat insurance. I am with Progressive with liability /medical/towing, only. I noticed a premium charge for uninsured boater. It was almost 36 % of the total premium cost. Is this worth having coverage for? I am new to this sport and would appreciate knowing the opinions of the more seasoned sailors. Thanks in advance for your ideas on this. John
 
Patrick S/V Shangra-La

Patrick S/V Shangra-La

.
Sep 6, 2007
324
Catalina 320 Gulfport, Fl
Yes

I happened to be anchored of Anclote key the other day. An idiot on a jet ski ran at high speed into a boat at the beach I'll bet he didn't have insurance on the jet ski.
 
P

Peter18012

.
Jun 3, 2004
145
Catalina 27 Stockton CA
Maybe

Uninsured or underinsured boater coverage covers you for MEDICAL COSTS you may suffer in connection with a boating accident where the other party is at fault. Whether you need it depends on what other medical coverage you have. Un/under insured boater does NOT cover your boat itself. Here's what Progessive has to say about this coverage.
 
jybiom

jybiom

.
Jul 10, 2004
28
Catalina 30 Erie, PA
Thanks

Now I understand. Thanks for the fast response and help. John
 
Status
Not open for further replies.

Top Bottom