Drag is not what you'd think!
The stopped prop, even a 3 blader, is less drag than a windmilling one.Seems strange, but true. The windmilling prop is generating lift (opposite to the lift when being driven by the engine) and that requires inducing drag to turn the prop, trans, and overcome the shaft log and seals. Most trannys have a oil pump attached to the output shaft to lube the trans when shaft is turning (no matter what is turning it), and the ones that do not have this type of arrangement are the ones that strongly suggest not to allow the freewheeling prop. The method of locking the prop underway while sailing varies by manufacturer.The drag from a stopped 3 blader can be pretty ugly, but will always be less than rotating.