Some years ago....
I wrote an article that was published by Sailnet on having furling or hank-on sails. At the time, I had a smallish C&C that had 5 hank-on headsails. With a main that had 3 reef points, I could sail that little boat in just about any wind condition, and know I could get the sails down when I needed to. But as I got older, and got bigger boats, the idea of crabbing out on to a pitching and wet foredeck, while single handling, to change or lower a headsail became less and less attractive -- and pretty dangerous. Controlling a headsail from the cockpit with a reliable furler became very attractive. At this juncture, I would say that, without question, furling is the way to go for me. While both hank-on and furlers have distinct advantages and disadvantages, I personally feel that furling systems really make sailing for me, particularly when alone and/or in difficult weather conditions, much easier and, most importantly, much safer.