It's as simple a job as YOU keep it...
Why can't you just lower the keel and fair it on the boat?I've been a sailboat owner for less than a year but I am quickly learning that sailboat owners are either the most anal, uptight worry warts, always preparing for the worst no matter how minor the current problem, or they like to spend all their time working and preping their boats so they have no time to go sailing. My boat is not the prettiest in the marina but the engine works, the lights work, the rigging is decent and the sails will make it one more season, but the boat gets used and used well. Used more than almost any other boat in the marina. I see these beautiful boats sit unused for months on end. Sure their "captains" show up on weekends to wash the bird poop off and sit around telling stories about going or wanting to go to the Bahamas or where ever, but their boat just sits.Walt, if you're racing your C22 you want to do the best possible job at fairing the keel and you want to do the job right. It WILL make a difference. If you're afraid of your boat and you don't want to sail, you can fair that keel till the cows come home and no one will think any less of you. If you want to just go sailing, don't worry about the keel, you can fair it later (after all you didn't know it needed faired till someone told you it needed it). If the keel is just killing you now that you know it needs faired, pull the boat out of the water, crank the keel down, and fair what you can and go sailing.Keep it as simple (or not so simple) as you like. I say sail it now and fair it over the winter and I'll see ya out there!