And I'll make an even more educated guess :
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As far as removing the transmission I'd rather pull the shaft and rudder any day rather than pull the Xmission. My Xmission looks pretty compact and it's doubtful it would give you room to pull the shaft far enough. As far as removing the rudder goes, maybe I'm lucky but IIRC, this took about 1/2 hour to pull and less time to install.
In brief then, pulling the rudder and then shaft should be a small fraction of the time to remove and replace the Xmission. Even if you did remove the Xmission, the shaft is still goingto be so close to the cutless bearing you're not going to be able to access the bearing from the forward end. And if you can't access it from the forward end,
removing the Xmission accomplishes nothing.
Maybe that's why most people remove the shaft unless they're really smart like Greg Johnson of
@Tally Ho and design and fabricate you're own cutless bearing puller. He has one of his A+++ instructional videoes posted on here somewhere.