Oh boy, my big mouth
To JVB, you are absolutely right. I apologize.
As to my professional comment "I believe" regarding the passenger carrying capacity of the 84' schooner;
The boat could definitely handle the 49+3, and a whole lot more (nonpaying guests). But as a professional, your job is pretty much to insure the income of the vessel (oh come on, of course the safety of passengers & vessel.....), but if you can't generate the income, you are out of a job.
So imagine you are sailing 3 two hour trips a day, rain or shine (again wx determines sailings to some degree, & sometimes you do guess wrong, either way), but if you can; you go. One group of 49 is a church group from the midwest, families. The other is a college frat party. Now is 49 the right number? My bosses thought so, the USCG thought so or they wouldn't have given us our annual COI. And yes we sold booze aboard, & in the latter case a whole lot. As to the COI (Certificate of Inspection); I have to take that at face value, I can't do a stability test on every vessel I operate. But with experience, in theory, comes some measure of judgement. I met with the owners regarding the USCG request & it was decided that it was not a reasonable request; I did not dismiss the CG request out of hand or without thought.
Sure 35 drunk college kids would have been a lot easier on me, certainly fewer Rolaids, too.
There have been vessels that I would not operate & some, like a tug in the Caribbean on which I could shower under the water coming into the engine room through holes around the water line, that I probably shouldn't have, but I have never had a serious injury (beyond broken fingers & toes & a cracked rib or two) in 43 years as captain aboard any vessel I operated. This includes a circumnavigation under sail, numerous ocean crossings & a myriad of commercial vessels.
JVB Why not throw a dock party & keep bringing people onboard until you think it's enough. Now sit at the helm (tiller) & imagine trying to tack alone (of course no one else knows how to sail) in, say 12 knots of wind. I bet you are going to have to ask a few folks to get off. Take a look forward, could you see a kayak-er, for instance? Maybe a few more should join the party on the dock? You get the idea.
Boating should be fun. Even with 49 drunk college kids it can be fun, once a year!