In one of the seminars I attended, there was a discussion about how us guys like to heel the boat over until the windows are in the water. More humor about what dummies we are.So he stated that we should go find our manuals or from the manufacturer the Optimal Heeling Angle for our boats. Anything over that and you are not being efficent and should reef. I think I heard a cheer go up from the ladies.Emailed Hunter support and was told that across all models it works out to 18 degrees. Since my inclination gauge is hard enough to read, I will use 20 degrees.Any other thoughts from the collective about this?Has anyone seen warm weather, the inside of my knees are starting to chaff from shaking?JimS/V Java