Many of you may remember in January 2003 my O'day 25 sank due to a raw water strainer freezing, cracking and flooding the boat. My insurance denied the claim due to the fact the policy was specific that it did not cover freeze damage. Many of you felt I was S.O.L. but fortunately I took the advice of the majority and hired an attorney. It has taken 15 months of the Insurance attorney delays but finally we had a discovery hearing with the judge, April 8, 2004. For those unfamiliar with this a discovery hearing is where the judge reviews the policy listens to both parties and determines if there is a violation of the coverage agreement and a reason to procede to court. The Judge rendered the following decision: A) Ordered the insurance to pay the claim along with content loss. B) Ordered the insurance to pay all of my Attorney fees C) Ordered both parties to court before a jury,to allow a jury an opportunity to decide what I should be paid, since there is some question as to whether or not the boat was under appraised. It's been a long wait but one worth the fight. For those that fully agreed and supported my plight, thanks, WE won. The little guy can have his day in court against an insurance company.
- Status
Way to go Rich
Rich, I am glad things are working out for you. I just hope that my insurance company doesn't decide to up my premium.
r.w.landau sv Continuance 79 O'Day 25
Rich, I am glad things are working out for you. I just hope that my insurance company doesn't decide to up my premium.
r.w.landau sv Continuance 79 O'Day 25- Status