Your questions are perfect....
Crusoe,I've just bought a new (from the dealer) Hunter 27--it is not even here yet, on the truck somewhere in the mid-west. Talk about being on pins and needles. The boat left Florida amid wild fires and picked up another boat in the mid-Atlantic someplace and now is heading west into tornado alley. What me worry?But to answer your questions. First, I have had nine other boats, this H27 will be my tenth. Having sailed, raced and cruised for forty five plus years I think I have some of the answers for you but others on this list will help you out as well. Smart folks. My new Hunter will cost me about $90,000 without taxes since I am trading down. I sold or traded in my Hunter 380 last month. Moorage in Bellingham was about $3600 a year plus electricity. There is a rule of thumb, the further away from Seattle Lake Union the cheaper the moorage. Best rates around here are in Port Roberts and Blaine. Your Navy dockage sounds good to me. Go for it.Now you have two choices, a used boat or a new boat. This will start a fire storm on this web as to which way to go with most of the participants saying to buy use. I have always bought new, traded one boat in on the next one. But I always have bought new boats that had a good re-saie possibility. My last boat, the Hunter 380 sold in three weeks on the market and I received about fifteen thousand less then when I bought it. I estimate my costs at perhaps 10 to 15 thousand a year to own it and to sail and cruise (I have a good friend who plays golf all over the country and pays a lot more for his sport). I did not include the goodies and toys like radar that I put on that were for my enjoyment in you're interested. But I also did not have much in the way of repairs and maintenance--just lots of sailing and cruising. I don't like to repair things--I'm not good at it. I am constantly amazed at some of the people on this list who routinely fix things that I think are unfixable. More power to 'em. I envie them. If you get a boat like the Hunter 27 and you get roller furling main and jib, your sails will probably last for fifteen to twenty years. My sails on the 380 looked excellent as reported by a sailmaker after the nine years that I had the boat. The diesel (and I can only comment on Yanmar) should last and last. I've had five Yanmar diesels, never had a problem and ran them all the time. Beautiful engine--don't forget to change the oil. Pet it once in awhile--it gets lonely in its little hole. Other cost are proportional. Smaller the boat, the less cost to you. For example my 380s insurance was about $900 a year with BoatUS. My new boat insurance will be $380 with the same company and I think better coverage. Of course they don't want me to sail to Hawaii but I told them while the H27 probably could make it, I couldn't take enough old age pills and still have storage. They gave me the insurance anyway.I figure that I will haul out very other year to have the bottom painted so I estimate on the high side about a $1000 per haul out. That's having someone else paint the bottom--you young things can save some money there. This time since I like to use other people's money, I am borrowing some of the new boat costs from a credit union at 4.9 percent. That is for a new boat, used boats have higher percentages. But also remember this, if the boat has sleeping, eating and bathroom facilities, you can deduct the interest from your income tax. Cool, eh? Here is a point I have always paid attention to....buy a boat that will sell easily after you are done with it. There are Cals, Rangers, Islanders, and Ericksons that are forty years plus old and still going strong. Nice boats. Keep in clean and in good shape and it will probably sell. There is always someone who will fall in love with your boat. Buying a boat is like getting married--there is no accounting for taste. I like Hunters and they are popular the world around. And they are well made. I can be assured that when I have to sell, there will be someone who will want my boat. Sob!Let's see have I answer most of your questions? Batteries. Get a good battery charger and keep them topped up and they should last you seven to eight years. But a good battery charger. If you buy a Hunter boat, you hull will only need washing--they add something to their gell coat which really makes it look good all of the time. My 380 looked new--several people commented on it and it was only washed. Now there is an insidious side to boating that deals with costs. There will be a ton of folks on this list to warn you about it. If you buy a boat it will become part of the family. Therefore you will go from boat store to boat store looking at "stuff" that your family member really ought to have. Upgrades! new stuff! "I gotta have new stainless steel dorade vents!" ($300). "Wouldn't leather cushions be nice below?" ($900) The latest GPS? ($800) This disease is second only to foot-ites where you start wanting a bigger boat. My wife and I both have the "gotta have the best" disease. But it is a great sport and if you're raising a family, there is none better. I noticed (no politics intended here) that when Senator Kennedy was diagnosed with his brain cancer, the first thing he did was go sailing. I understand. It's relaxing and soothing. Perfect for this day and age, eh?I wish you the best.If you have further questions lay it on this group--they are good. But if you want more on the Hunter 27 give me a shout or e-mail. leslieblackwell@comcast.net. And when my new boat gets to Seattle, you can come see it.Les