I installed a 4x2" circular paper air filter in place of the tractor style one on my M25XP. I noticed excessive black smoke, more vibrations at low RPMs and it even stalled once. Upon investigation I found that the air filter was black on the outside. We've put less than 20 hours on the motor this season. What are some potential sources for this much dirt? A quick inspection of the area around the filter didn't reveal anything out of the ordinary. PCV is vented inside the air filter housing. Inside of the filter looks pretty clean. I'd like to solve this issue before destroying a new filter.

