Just let the keel down
Chris: Just let the keel down, and in my opinion and Catalina's, locked down. It doesn't really make any difference raising it. Some people think that it does, but I've never seen a C-22 that I was passing on a run, change the outcome by raising their keel.I suggest that you borrow or buy a GPS. It will tell you what speed you are going, (over the bottom), to the 1/10th of a knot. I do think, as many of the other replies indicated, that you are going by what you feel, and also being confused by the feeling of the apparent wind. If you can put "numbers" onto the speed, you will see what your boat is actually doing. Also, one thing that a GPS will allow you to do is see what effect each adjustment of the sails has on the boat's speed. But this only applies if you stay on the exact same heading. I actually do this all the time, adjust the sails, and see what affect it has by looking at the GPS. (You can also see that raising or lowering the keel hardly makes any difference in speed. It does make a lot of difference in stability though.) You will figure this all out, and I can tell that you will fun doing it. You sound like the right kind of person to have a sailboat.I only have one more piece of information on this issue to share with you, but your name has me a little confused. Is your name Chris, short for Christopher, or Christine? If it's Christopher.... when I started sailing I was told that the little hairs on the back of your neck were for telling the direction of the wind. (This was, of course, long before GPSs and all of the instruments that are available today were around). I do believe that there is some truth in this though. So that's an alternative way to determine the affects of the wind, but you might have to get a haircut or a different hat, and it won't be accurate to the 1/10 of a knot. Aldo