Marine surveyor

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May 7, 2004
75
Catalina 28 Cedar Rapids, Iowa
Hello, Can anyone give me an idea of what a reasonable cost should be for a marine surveyor to come and look at my boat. I'm looking at buying a Catalina 28 and before BoatUS will consider insurance on it they want a survey. The problem is that I live in Iowa and there are really only 3 lakes worth sailing in the entire state. This means any surveyor in Iowa is likely staving. The nearest person I can find is about 4 hours away and wants 1300 dollars. I don't have a clue if this is resonable or not. Thanks Jason
 
Apr 28, 2005
274
Oday 302 Lake Perry, KS
Look for a different insurer

If you're getting a survey only because of the insurance thru Boat U.S.....look for a different insurer. I have State Farm from the same agent that insures my cars. I haven't had any claim and so can't vouch for their service when the chips are down. I had Boat US quote my O'Day 302 last summer and they were about 50% higher for equal coverage. I'm sure there are tons of ins and outs of insurance with a boat-specific insurer vs. State Farm -- but I just wanted coverage for the boat, crew and my liability. I got it without having the need for a survey. Good luck.
 

OldCat

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Jul 26, 2005
728
Catalina , Nacra 5.8, Laser, Hobie Hawk Wonmop, CO
Have you tried these:

1. NAMS: http://www.nams-cms.org/index.php?customernumber=602299708901407&pr=Home_Page 2. SAMS: http://www.marinesurvey.org/ 3. If the boat is on a trailer - then a condition of purchase could be that either you or the seller tow it to the surveyor - this would save the surveyor's hourly rate for travel.
 
B

bob cameron

west coast surveyor

I don't know what your market for surveyors is like but if it is any help I just had the best surveyor I have ever seen go over a boat I was buying. He charged me $15 a foot and spent at least 8 hours going over every detail. (He even checked the condition of the rivets in the boom!). The guy had a list of credentials as long as your leg and gave me an unbiased opinion. It may be money well spent for an 'expert' opinion if you are in the process of buying a boat - at least you know the boat's deficiencies before you shell out your cash.
 
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Warren M.

Surveyors

Here on the Chesapeake, a "full survey" (which should include a sea trial)tends to run from $15 - $25 per foot of boat length. Most surveyors who are not nearby will also charge travel time. While NAMS and SAMS has standards for its members, being a member does not guarantee you will get a "quality" survey as this is a pretty much unregulated field. Most people don't realize that they should discuss and negotiate with any potential surveyor beforehand just what the survey will, or won't, include (like going aloft to check the masthead fittings; engine compression, performance, and analysis, etc.). It also helps to ask potential surveyors just what experience they have had with the particular boat you have in mind. In addition to checking obvious credentials, my advice for finding a "good" surveyor is to ask your boat owning friends to recommend someone they have used and liked. If all else fails, walk the docks of where you plan to keep your boat and just ask boat owners there for suggestions of surveyors they would recommend.
 
Jun 28, 2005
101
Northern Northern 25 On the Hard, Bradford Ontario
State Farm

I too am with State Farm. I find that State is very easy to deal with.
 

Sherry

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Jun 1, 2005
212
Hunter 30 Pickwick Lake, TN River
buyer beware

All the posts thus far are on target. The surveying business is wide open to anyone who wants to hang out a shingle. If you get a SAMS Accredited Marine Surveyor (vs. Surveyor Associate), you at least have some assurance that they've passed some minimum standard tests. I think the surveyors on the 'approved' list from Boat US are generally pretty thorough. In my area (TN), the survey is $14 to $15 a foot plus sea trial, oil analysis, haul out, pressure wash, and travel time (120 miles each way). For a 28' boat, that works out to about $1,000 for everything. I would recommend talking with surveyors about insurance companies. They usually have thoughts on which insurers take care of customers and which ones hang customers out to dry - pardon the pun. The surveyor I used here HIGHLY recommended Boat US and in fact insures his own boat with them. I agree with others - talk to any prospective surveyors about their experiences, especially with sail boats. Many of them are power boat guys and don't understand at all the potential problem areas on a wind boat. I do recommend a pre-sale survey, whether insurance requires it or not, to accomplish several things. First, it will truly, objectively give you an unbiased opionion of the condition of your boat and may uncover some hidden problems you hadn't found yet - things you may have overlooked and that the broker for sure isn't going to tell you about. Second, if your surveyor is like mine, it will help you get familiar with all the systems on your boat - an education well worth the $$$$ spent for me. And finally, it will give you a base line of measurements for future evaluation of your boat. For example, sending in an oil analysis will give you a base line of info about your engine. Future oil analyses can be compared against this one to see what's different. I for one plan to have my boat surveyed every few years as just a good, overall boat 'check-up'. My surveyor knows and sees alot more than I do about boat problems, so having his professional eyes and hands go over everything periodically may well keep me out of trouble. Hope this helps! Sherry
 
Mar 1, 2005
220
Hunter 34 North East, MD
Survey Rates

The accredited surveyor I use has different rates for different levels of work performed. A "Sales Survey" costs more than an "Insurance Survey". Boat/US and most other insurers are now requiring at least an "Insurance Survey" for boats over 20 years old. My surveyor charges approximately $10 a foot (exclusive of haul-out or sea trials) for the insurance level survey. Engine oil analysis, moisture analysis, and other more intense levels investigation are charged at higher rates. Location and travel time also play into the costing formula used by most surveyors.
 
Jun 28, 2005
101
Northern Northern 25 On the Hard, Bradford Ontario
Don't use rates to decide

There are a lot of Surveyors out there, and what is important to remember, like all consultants you rarely get what you pay for. Let me explain: Last month when I was actively searching for a boat, I had contacted several owners and marinas, looking for a recent survey report before I viewed each vessel. On one such occasion, I received a Survey via fax. The survey was for a Tanzer 22’, not that it matters; the total survey was less then 5 pages, containing not a lot of text, but just vague comments, mostly dealing with the number of sails, and their condition, but nothing on hull integrity, condition of seacocks, condition of the head, only that yes, it had one. All in all, not impressed at all. Now that was by what I guess one could consider a “professional” surveyor. His rate for that report worked out to more then $450.00 CDN. Now in sharp contrast, when I had a survey done for the boat I eventually purchased, the length of the report was about 30 pages, but number of pages means nothing without content, but content it had, and a lot of it. This surveyor went over EVERY on board system, he went under the cockpit to inspect the cables for the wheel, he checked EVERY SINGLE PIECE OF DECK HARDWARE, and it seemed every piece of equipment attached or part of the boat. Now every other page had photographs of all of his findings including his opinion on the state of each item, and items effecting that item that need to be repaired or replaced. The total text on each page of this 30 odd page report had as much printed text as 3 of the pages from the first report I saw. I’m not saying that the number of pages is what you should use to measure a good Surveyor, and I wouldn’t recommend it, but the point here is the AMOUNT of detail that the report contained, and the presentation of the findings were clear and concise. By the way the second report cost me a whopping $250.00 CDN and this Surveyor did this on the side, as there is not enough business to do it as a full time career in the area he lives, understandable. That would explain the lower rate, but the level of attention that my boat was given, his explaining everything to me, so I was fully aware of what I was getting myself into, that was the mark of a person who truly enjoyed what they did, and obviously takes pride in his work. The guy even put on a pair of deck shoes before stepping off the ladder so as not to get any dirt on the deck as he inspected.
 
May 7, 2004
75
Catalina 28 Cedar Rapids, Iowa
Rates and Qualifications

For me it's not a question of rates or qualifications. I only have one person to chose from that within 6 hours of one way driving time. Being that were on an small inland lake with no commerical traffic there is really no reason for a surveyor to work in this area. Thanks for the responses I'll see what I can do. Jason
 
M

mrx

Make sure you get the support from your insurance

I have used BoatUS insurance previously, and can attest to excellent levels of support and coverage they provide. I had an accidental hard grounding with damage to a keel, that required significant keel repair. BoatUS recommended a surveyor, who worked with them and selected a yard for the boat. The paperwork was dealt with between the surveyor and the insurance and when all said and done I didn't have to do a thing (other then paying the required co-pay) to get my boat back in the good-as-new condition. I might add that a total cost was *very* significant. I don't have any experience with other insurance companies but it makes me wonder whether a non-marine underwriter would have had a same level of commitment and support.
 
Aug 1, 2005
25
Macgregor 26S KC
Insurance company

You might want to consider a different insurance company, maybe a tie-in with your homeowners policy. I just bought a Mac 26 last week and tied it into my homeowners insurance with full purchase price replacement value, not depreciated value.
 
Aug 1, 2005
25
Macgregor 26S KC
Insurance company

You might want to consider a different insurance company, maybe a tie-in with your homeowners policy. I just bought a 1994 Mac 26 last week and tied it into my homeowners insurance with full purchase price replacement value, not depreciated value. However, I inspected the boat myself, something some people are not able to do. If I was paying $20K+ for a used sailboat I may reconsider and get a survey.
 
Jul 27, 2005
2
- - Grand rivers,Ky
Surveyor

The cost sems out of line, I am a surveyor working on the Gulf Coast and Kentucky, Tennessee areas where charges run 12-15 dollars per foot with a minumun charge of 250-350. Try National Marine Underwriters, that is who I use they should not require a survey, I currently have a 1978 Newport insured with them ans have had insurance with them in the past, I have had no claims and do not know how well they would respond. Allan
 
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