Ok, but the BMS shutting down won't weld the terminals together inside the OP's motor..... (their original complaint) 100 Amps is nothing for a Lifepo4. My 5 year old 100A (12V) pack can do 170A continuous... and they were cheap / mid range packs.
Without the actual parts and doing a real root cause analysis, we are all really simply speculating. Also, your statement above is a worst case scenario, not a longer term wear issue.
The analogy I would use that I think everyone understands more easily are the long term damages that occur in electrical devices due to low voltage. If you run at low voltage for a bit, nothing serious happens. But when you do this repeatedly over time then you observe damage. The same could happen with less than some specified amount of current. I don't think it requires that the BMS shuts down only that the required current draw is insufficient - repeatedly.
The real question that seems unanswered is what are the specific requirements needed for these devices to not be negatively affected. I suspect, given the limited information from Lofrans at this point, if they may only recently be becoming aware of this when their windlasses are being driven by LFP batteries.
I don't know what the output current looks like coming out of LA batteries compared to LFP batteries in these applications. I've never seen data showing it. I have a pretty good handle on voltage because I've measured it. But I certainly haven't done that for current. I suspect there could be short transient spikes that won't shut off a BMS, but would not be supported by the LFP battery which could easily be supported by a LA battery. But without data - it's just a guess ...
dj