Lightning
Even with a good ground, be careful. If caught out on the water and lightning is about, be sure that people stay as far away from shrouds, stays, and especially the mast as possible. If struck, maybe the bolt will then pass around but not thru anyone. When docked, or when there is lightning danger while I'm out, I wrap a metal cable around the mast, and drop it over the side into the water--and hope. Safe sailing!