Lightning storm
Recently we had a hugh strike on a tall tree in our yard. While having the damage assessed, I talked to a Bartlet Tree expert (the company who installed and keeps up the tree lightning protection systems on all the original trees planted by George Washington at Mount Vernon, VA.) Each tree has a lightning rod ,grounded via a cable and stake and a short bypass with a fuze link in it. He says you can't avoid a lightning strike on a tree, or a boat by grounding (Bonding the mast to the keel of the boat, etc.) He says that all of George's trees get hit now and then but with no resulting tree damage, because the lightning rods and grounding systems bleed the strike off into the ground with no damage to the tree. Bartlet can tell if a strike has occurred on any tree because of the fuze links installed in each tree's ground system bypass (fuzes installed for that purpose). If what he says is correct, then the difference between boats and trees is that an effective ground (bonding) system on a boat should protect the hull just as they protect the Mt Vernon trees, but there is no protection against the electromagnetic force field created by the strike as it passes thru your ground system. As a minimum the EMF will act thru the air to fry your electronics, just as it will do at home, if the strike is close enough. It might also damage your mast since that is a part of the bonding system. George's trees don't have electronics, so they escape tha EMF problem!!!So with luck, you will have only lost all your electronics. Doesn't that give you a warm and fuzzy feeling?